Dark days can seem never-ending when your finances are in trouble, but a decision to file for bankruptcy is your first step towards sunshine. Not only will you find some immediate relief, you will have one of those rare “do-overs” where you can review and makes changes for the better. Read on to learn a bit more about recovering after a chapter 7 bankruptcy filing. How did you get into such a mess?…
Read More »If you’re in the process of paying a business loan off, you may be wondering if paying the debt back early is going to be to your advantage. There are a variety of different factors you need to consider before paying off a business loan early. Below are four things you need to think about to determine if it’s in your best interests to pay your loan off early rather than follow the pre-established repayment schedule:…
Read More »Just about everyone has debt, and those with a high debt amount may think that their only choice is bankruptcy. But it may be possible to manage this situation if your debt-to-income ratio is at a reasonable level. Understanding your debt-to-income ratio and its effect is crucial for managing your financial health. The Nature Of Debt-To-Income Ratios Debt-to-income ratios indicate how much of your monthly income goes to your debt payments.…
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